How It Works
Choose to Pay by Direct Debit,
Credit Card or Mobile Money.
No Referees, No long Forms, all easy.
Cytrone Lets you Pay after trying out the product after delivery.
Make sure it Fits before you pay.
You can pay in divided weekly or monthly
installments at a single APR.
Expired Goods, Wrong Order, Goods not delivered, You don't Pay.
Trusted by 1000s of Merchant all over the world. Pay from anywhere.
Incases of issues arising with products, contact us and we will halt the payment until issues are resolved.
At Cytrone we let you pay immediately, later and over a period of time.
Your customers want simple, consistent buying experiences on the web, mobile and in-store. Which is why our platform is fully omnichannel. No interruptions or disruptions; just a smooth, secure experience, all the time.
Checkout is simple at any store that accepts Cytrone. Just enter a few lines of information for a real-time decision.
Cytrone connects directly to a point of sale or online stores. There’s no card number to steal, so your account stays secure.
Pick a loan that fits your budget. You’ll make real progress every month, and at the end of your loan, you’re free and clear.
You pay us over time weekly, fortnightly or monthly, whichever suits you best.
There are two ways to sign up for Cytrone:
1. Create a Cytrone account at www.cytrone.com/account in just a few easy steps; or.
2. Select Cytrone as your payment method while checking out with any Cytrone Point of Sale or Online merchant partner.
To sign up for Cytrone, you must:
1. Be 18 years or Older
2. Provide a valid Home address.
3. Provide avalid Mobile Number and agree to receive sms alerts.
4. Provide your full Names, Email address, date of birth, Financial Card Number.
Cytrone loans vary between 10% and 35% APR simple interest.
The corresponding finance charge is the only fee associated with a cytrone loan - we don’t charge late fees, service fees, prepayment fees, or any other hidden fees.
When you make a purchase of $100 or more with Cytrone, you can pay over 3, 6, or 12 months.
For purchases between $50.00–$99.99, you can pay over 2 or 3 months.
Unlike a credit card, Cytrone is not a revolving line of credit. While customers can take out multiple Cytrone loans at once, each Cytrone loan application is evaluated separately as a closed-end transaction.
An application from a returning customer may be denied, however, if that customer has failed to repay other Cytrone loans on time or if the customer shows excessive borrowing behavior.
Yes, when you first create a Cytrone account, we perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.